As a courtesy to you, we will help you process all your insurance claims. In order for our practice to file your insurance claim, you must provide proof of insurance either with your card or information provided to the office when setting up the appointment. All charges you incur are your responsibility regardless of your insurance coverage.
Payment Due at Time of Service
Our policy is: “Payment Due at Time of Service”. Your estimate co-payment for treatment, which is the amount not covered by insurance , is due at the time treatment is provided. Your estimated co-payment may be adjusted after the time of treatment depending on the final reconciliation of insurance payments. If you do not have insurance, we expect full payment for service at each office visit.
We accept these forms of payment
*Cash *Check *Visa * Third Party Finance * Master Card * American Express
For those patients covered by insurance, we may accept assignment of benefits. This means you must sign the portion of your insurance form that assigns payment to our office. Very few insurance policies cover 100% of the cost of your treatment. Majority of dental insurances cover 50% or less on many services and cover nothing in others. Due to this, and the frequent delays in receiving payment from the insurance company, you will be asked to pay your deductible and your portion of your charges the day the service is rendered. We will estimate as closely as possible your coverage but until we receive the payment from the insurance company, it is just an estimate. Some patients request that we send in a predetermination to their insurance carries. We state what treatment you need, and they tell us what they will cover on that treatment plan. Many patients prefer to get service started immediately and some treatments should be started immediately. In these cases, we will ask you to pay for your service in full as they are done. When the insurance company pays their portion, we will reimburse you for what they paid. We will assist you in dealing with the insurance company but ultimately the responsibility of payment and insurance problems lies with you. If we do accept assignment od benefits from the insurance company, if the insurance company hasn’t paid after 45 days the full balance is expected from you personally.
The above policies apply equally to parents and guardians of minors being treated, and minors cannot he treated without a parent or guardian authorizing treatment and agreeing to financial responsibility. Thank you for reading and understanding put financial policy. If you have any questions or concerns, please feel free to ask them at any time. We wish to be of assistance in any way we can.